Clear information about cost, payment, and out-of-network benefits.
OCDMN is a private-pay practice and does not bill insurance directly. We want you to understand the cost of care before getting started and, if your plan includes out-of-network benefits, what options you may have for seeking reimbursement.
Know the fee before you schedule.
Standard fees are listed below. If a service has a different rate based on length, format, or treatment plan, your clinician will review that with you before scheduling.
Psychotherapy
45 min · $175–$185
60 min · $200–$225
Rates vary by clinician, and your specific session fee will be confirmed before scheduling. Longer or specialized session formats may have a different fee depending on the treatment plan.
Parent Coaching
50 min · $175
Evidence-based support for caregivers responding to childhood anxiety, OCD, and family accommodation. Parent coaching is a private-pay service and cannot be billed to insurance; superbills are not available for parent coaching sessions.
Adult OCD Support Group
$60 per session
This group is for adults currently participating in evidence-based OCD treatment such as ERP or I-CBT, or who have completed OCD treatment previously.
Recreational Therapy
60 min · $120
Sessions may take place in office, by telehealth, or in community-based settings when clinically appropriate. Insurance plans do not always reimburse recreational therapy; check with your insurer before beginning if you plan to submit for out-of-network reimbursement.
Psychological Assessment
$300 per assessment hour
Formal psychological testing is a separate service from individual therapy. Total cost varies based on the type of evaluation and the number of assessment hours required.
RO-DBT
Group skills · $70 per session
RO-DBT is a comprehensive program that includes both group skills training and individual therapy. Group skills sessions are $70 each. Individual RO-DBT sessions with Marie Monson are billed separately at $185 for 45 minutes or $210 for 60 minutes.
OCDMN is an out-of-network, private-pay practice.
We do not participate directly with insurance companies or bill insurance for treatment. Clients pay OCDMN at the time of service.
If your insurance plan includes out-of-network behavioral health benefits, you may be eligible to submit documentation for reimbursement. Coverage, deductibles, allowable amounts, reimbursement rates, and requirements vary by plan, so only your insurer can confirm what your plan will pay.
Specialized treatment
Treatment planning is based on clinical needs rather than the limits of an insurance network or a predetermined session format.
Flexible formats
Depending on the service and clinician, treatment may include longer sessions, increased frequency, telehealth, or real-world exposure work.
Out-of-network documentation
For eligible clinical services, if you choose to use out-of-network benefits, we can provide a superbill for you to submit to your insurance company.
If you want to seek reimbursement, start with your insurance plan.
Out-of-network benefits vary widely. Before beginning treatment, contact your insurer directly so you know what your specific plan requires. Out-of-network reimbursement may be available for eligible clinical services. Parent coaching cannot be billed to insurance and is not eligible for superbill reimbursement.
Check your benefits.
Call the number on your insurance card and ask:
- Do I have out-of-network behavioral health benefits?
- What is my out-of-network deductible?
- What happens after I meet the deductible?
- Are telehealth and in-person psychotherapy covered?
- What is the allowable amount for CPT 90834 and 90837?
- How do I submit an out-of-network claim?
Request a superbill.
Let your clinician know that you plan to submit for out-of-network reimbursement. A superbill includes information insurers typically require, such as the service provided, CPT code, clinician information, fee, and a mental health diagnosis.
Submit your claim.
Follow your insurer's instructions for submitting the superbill. You can file the claim yourself or use Reimbursify if you prefer assistance with the claim-submission process.
A note about privacy: If you submit a superbill for reimbursement, the information on that document is shared with your insurance company. Behavioral health claims generally require diagnostic and service information.
Planning to call your insurance company?
These are common CPT codes and current OCDMN fees you can reference when asking your insurer about out-of-network reimbursement. Coverage and reimbursement are determined by your insurance plan.
| Service | CPT Code | Current Fee |
|---|---|---|
| Individual Therapy · 45 min | 90834 | $175–$185 |
| Individual Therapy · 60 min | 90837 | $200–$225 |
| Group Therapy · Adult OCD Support Group | 90853 | $60 |
| Group Therapy · RO-DBT Skills Group | 90853 | $70 |
| Recreational Therapy | 97530 | $120 |
| Psychological Testing · first hour | 96130 | $300/hour |
| Psychological Testing · additional hour | 96131 | $300/hour |
| Test Administration · first 30 min | 96136 | $300/hour · prorated |
| Test Administration · additional 30 min | 96137 | $300/hour · prorated |
Cost should be part of the conversation.
We know private-pay treatment is not financially accessible to everyone. OCDMN reserves a limited number of reduced-fee opportunities, and the OCDMN Access Fund helps expand access to specialized OCD and anxiety treatment for eligible Minnesota residents.
Access Fund awards depend on financial need, clinical appropriateness, and available funds. Applications are reviewed on a rolling basis.
A few practical questions.
When do I pay?
Payment is due at the time of service. A payment method is kept on file in the secure client portal for therapy appointments.
What payment methods do you accept?
OCDMN accepts credit and debit cards, HSA/FSA cards, cash, and check.
What is the cancellation policy?
Appointments must be cancelled at least 48 hours in advance. Late cancellations and missed appointments are charged the full session fee and are typically not reimbursable by insurance.
Can OCDMN tell me what my insurance will reimburse?
No. Only your insurance company can confirm your deductible, allowable amount, reimbursement rate, and plan-specific requirements.
Do I need a diagnosis to submit a superbill?
Behavioral health insurers generally require a mental health diagnosis and service information on claims submitted for reimbursement. Your clinician can discuss diagnosis with you.
Does having OON benefits guarantee reimbursement?
No. Out-of-network benefits may still be subject to deductibles, allowable amounts, exclusions, authorization rules, and other plan requirements.
Your right to understand expected costs.
If you do not have insurance or are not using insurance to pay for care, you have the right to receive a Good Faith Estimate of the expected cost of non-emergency health care services.
- You may ask OCDMN for a Good Faith Estimate before scheduling or receiving services.
- If you receive a bill that is at least $400 more than your Good Faith Estimate, federal law provides a process for disputing the bill.
- Keep a copy or photo of any Good Faith Estimate you receive.
Know the fee. Ask your questions. Then decide what works for you.
If you are considering treatment at OCDMN, you are welcome to ask about clinician availability, fees, or which service may be the best fit before scheduling.